Secure Remote Commerce: The Next Step
07 Junho 2019 - 10:30AM
Business Wire
By: Jaromir Divilek, Executive Vice President, American
Express
Today, the industry organization EMVCo released its highly
anticipated EMV® Secure Remote Commerce (SRC) Specification v1.0¹.
SRC is the technical standard that will, for the first time,
establish a standardized way for card payments to be made in a
secure, convenient and consistent manner across web and mobile
sites, mobile apps, and connected devices.
This announcement is important because it is a major step
forward in creating a better, industry-wide digital checkout
experience that puts Card Member experience and security first.
With the new specifications now available, we are in the final
stages of making SRC a reality. We are collaborating closely with
our partners across the payments ecosystem – third party
aggregators, processors, gateways, issuers, and merchants – to
enable, adopt, and distribute SRC based on this new
specification.
These efforts will help bring the many benefits of SRC to Card
Members. Card Members using SRC will no longer have to repeatedly
enter their card, shipping, and billing information when making
purchases through websites, mobile sites or apps. SRC supports
tokenization and introduces dynamic data in each transaction; it
also removes the need for merchants and service providers to store
sensitive card information.
American Express Cards will be enabled for use in interoperable
SRC solutions, including those to be offered by Visa and
Mastercard, which have plans to convert their existing checkout
buttons to SRC. At launch later this year, SRC will support
multiple card brands, including American Express. We believe SRC
not only provides a more seamless customer experience, but also an
efficient way for payment service providers and merchants to offer
multiple card brands for digital checkout with a single
integration, and we are working with a wide range partners on this
initiative.
SRC is expected to roll out internationally following its
introduction in the U.S. We are committed to ensuring American
Express Cards around the world are enabled for use in SRC wherever
it is offered.
While there is more work to do, we are excited about this next
step in the evolution of e-commerce. We believe SRC is the right
solution for e-commerce in today’s digital world, and will offer
better convenience, consistency, and security as consumers
increasingly make purchases through connected devices.
¹ EMV® is a registered trademark in the U.S. and other countries
and an unregistered trademark elsewhere. The EMV trademark is owned
by EMVCo, LLC.
ABOUT AMERICAN EXPRESS
American Express (NYSE: AXP) is a globally integrated payments
company, providing customers with access to products, insights and
experiences that enrich lives and build business success. Learn
more at americanexpress.com and connect with us
on facebook.com/americanexpress, instagram.com/americanexpress, linkedin.com/company/american-express, twitter.com/americanexpress,
and youtube.com/americanexpress.
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version on businesswire.com: https://www.businesswire.com/news/home/20190607005279/en/
MEDIA:AMERICAN EXPRESSMelissa
Filipek212-640-8658melissa.j.filipek@aexp.com
American Express (NYSE:AXP)
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