Find Out if You Are Approved for an American Express Personal Card Before Impacting Your Credit Score
21 Novembro 2022 - 11:00AM
Business Wire
American Express (NYSE: AXP) today announced that it is piloting
a new application experience for its U.S. Personal Cards to help
consumers apply with confidence, especially those who are unsure if
they’ll qualify for a Card. During the application process, select
applicants can find out if they are approved without impacting
their credit score. If the applicant receives an approval and
chooses to accept the Card, only then might their credit score be
impacted.
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“We know that consumers value transparency and certainty,” says
American Express Executive Vice President of U.S. Consumer
Marketing, Sara Milsten. “With our new application experience,
prospective Card Members can apply for a specific Card — and know
if they are approved — without having to worry about whether their
application will change their credit score until they accept the
Card. We hope this new, more transparent application experience
encourages anyone with an interest in American Express membership
to apply.”
The new application experience is currently available for
individuals applying for a U.S. Personal Card at
AmericanExpress.com/us/credit-cards, or by calling American Express
and is not available if you apply for a Card after you log into an
existing Card Member Account. Here is how it works:
- Consumers who are interested in applying for a U.S. Personal
American Express Card can visit AmericanExpress.com/us/credit-card
to see Card offers.
- Upon applying for a chosen Card, a soft inquiry will be made on
an applicant’s credit report and applicants will be told with 100%
certainty if they are approved – without any impact to their credit
score.
- If the approved applicant then accepts the Card, a hard inquiry
will be made on their credit report, which may impact their credit
score.
In the future, prospective Card Members will be able to access
this new application experience through our co-brand partners’
websites. This application experience will also be made available
to our current Card Members who are applying for another personal
Card.
ABOUT AMERICAN EXPRESS
American Express is a globally integrated payments company,
providing customers with access to products, insights and
experiences that enrich lives and build business success. Learn
more at americanexpress.com and connect with us on
facebook.com/americanexpress,
instagram.com/americanexpress,
linkedin.com/company/american-express, twitter.com/americanexpress,
and youtube.com/americanexpress.
Key links to products, services and corporate responsibility
information: personal cards, business cards and services, travel
services, gift cards, prepaid cards, merchant services, Accertify,
Kabbage, Resy, corporate card, business travel, diversity and
inclusion, corporate responsibility and Environmental, Social, and
Governance reports.
Location: U.S.
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AMERICAN EXPRESS Aziza Johnson Aziza.Johnson@aexp.com
American Express (NYSE:AXP)
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