FORM 5
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
[ ] Form 3 Holdings Reported
[ X ] Form 4 Transactions Reported 		UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

                                                                                  

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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

Wiltse Steven M

2. Issuer Name and Ticker or Trading Symbol

CARDINAL FINANCIAL CORP [CFNL]

5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

__ X __ Director                      _____ 10% Owner
_____ Officer (give title below)      _____ Other (specify below)

(Last)          (First)          (Middle)

8270 GREENSBORO DRIVE,  SUITE 500

3. Statement for Issuer's Fiscal Year Ended (MM/DD/YYYY)
12/31/2016 
(Street)

MCLEAN, VA 22102

(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person


Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4) 		7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Amount (A) or (D) Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3) 		2. Conversion or Exercise Price of Derivative Security 3. Trans. Date 3A. Deemed Execution Date, if any 4. Trans. Code
(Instr. 8) 		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		6. Date Exercisable and Expiration Date
(MM/DD/YYYY) 		7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4) 		8. Price of Derivative Security
(Instr. 5) 		9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4) 		10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4) 		11. Nature of Indirect Beneficial Ownership
(Instr. 4)
(A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Deferred Stock Unit     1/4/2016     A4   205.855         (1)   (1) Common Stock   205.855   $21.860   17009.815   D    
Deferred Stock Unit     2/2/2016     A4   110.334   (2)        (1)   (1) Common Stock   110.334   $18.50   17120.149   D    
Deferred Stock Unit     2/2/2016     A4   385.135         (1)   (1) Common Stock   385.135   $18.50   17505.284   D    
Deferred Stock Unit     3/4/2016     A4   355.716         (1)   (1) Common Stock   355.716   $20.03   17861.00   D    
Deferred Stock Unit     3/31/2016     A4   350.123         (1)   (1) Common Stock   350.123   $20.35   18211.123   D    
Deferred Stock Unit     5/3/2016     A4   99.741   (2)        (1)   (1) Common Stock   99.741   $21.91   18310.864   D    
Deferred Stock Unit     5/3/2016     A4   325.194         (1)   (1) Common Stock   325.194   $21.91   18636.058   D    
Deferred Stock Unit     6/1/2016     A4   638.925         (1)   (1) Common Stock   638.925   $22.89   19274.983   D    
Deferred Stock Unit     7/1/2016     A4   208.526         (1)   (1) Common Stock   208.526   $21.58   19483.509   D    
Deferred Stock Unit     8/1/2016     A4   282.850         (1)   (1) Common Stock   282.850   $25.19   19766.359   D    
Deferred Stock Unit     8/2/2016     A4   94.275   (2)        (1)   (1) Common Stock   94.275   $25.16   19860.634   D    
Deferred Stock Unit     9/1/2016     A4   508.092         (1)   (1) Common Stock   508.092   $26.57   20368.726   D    
Deferred Stock Unit     10/3/2016     A4   173.277         (1)   (1) Common Stock   173.277   $25.97   20542.003   D    
Deferred Stock Unit     11/1/2016     A4   95.287   (2)        (1)   (1) Common Stock   95.287   $25.87   20637.290   D    
Deferred Stock Unit     11/1/2016     A4   275.416         (1)   (1) Common Stock   275.416   $25.87   20912.706   D    
Deferred Stock Unit     12/1/2016     A4   220.725         (1)   (1) Common Stock   220.725   $32.28   21133.431   D    

Explanation of Responses:
( 1)  Each Deferred Stock Unit is the economic equivalent of one share of CFNL common stock. The Deferred Stock Units become payable in shares of common stock in accordance with the terms of the Cardinal Financial Corporation Directors Deferred Income Plan.
( 2)  Company match to Deferred Stock Units in accordance with the terms of the Cardinal Financial Corporation Directors Deferred Income Plan.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
Wiltse Steven M
8270 GREENSBORO DRIVE
SUITE 500
MCLEAN, VA 22102 		X



Signatures
/s/Jennifer L. Deacon, as Attorney in Fact 2/13/2017
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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