loanDepot provides down payment alternative with new “accessZERO” program
31 Outubro 2023 - 11:32AM
Business Wire
Gives aspiring homeowners an easier and more
flexible path to homeownership
loanDepot, Inc. ("LDI" or "Company") (NYSE: LDI) has launched
its new “accessZERO” program intended to make homeownership more
accessible for aspiring homebuyers grappling with traditional down
payment requirements, high-interest rates and rising home prices.
With affordability concerns eroding consumers' purchasing power,
accessZERO is a powerful option that offers financial flexibility
by providing an alternative to one of the barriers to
homeownership.
The program is available nationwide1 for FHA purchase mortgages2
and offers up to five percent in downpayment assistance structured
as a 10-year fully amortized repayable second mortgage. It is open
to first-time and repeat homebuyers who meet minimum credit score
and debt-to-income (DTI) ratio requirements.
“As we continue to unlock new ways for our customers to purchase
homes in today’s challenging market, accessZERO helps address a
significant barrier, particularly for first-time buyers grappling
with the obstacle of saving for the higher-down payments that come
with the rising costs of housing,” said LDI Mortgage President Jeff
Walsh.
Complementing accessZERO and its roster of products aimed at
increasing home affordability, loanDepot offers a holistic suite of
digital tools designed to support first-time buyers through every
stage of the home-buying journey.
To learn more and apply for a loan with accessZERO call or visit
a local loanDepot branch near you.
About loanDepot
loanDepot (NYSE: LDI; NMLS # 174457) is an equal housing lender
and digital commerce company committed to serving its customers
throughout the home ownership journey. Since its launch in 2010,
loanDepot has revolutionized the mortgage industry with a
digital-first approach that makes it easier, faster and less
stressful to purchase or refinance a home. Today, as one of the
nation's largest non-bank retail mortgage lenders, loanDepot
enables customers to achieve the American dream of homeownership
through a broad suite of lending and real estate services that
simplify one of life's most complex transactions. With headquarters
in Southern California and offices nationwide, loanDepot is
committed to serving the communities in which its team lives and
works through a variety of local, regional and national
philanthropic efforts.
1 Not available in New York
2 Only eligible in conjunction with a standard 203(b) FHA
purchase transaction
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version on businesswire.com: https://www.businesswire.com/news/home/20231031593962/en/
Jonathan Fine VP, Public Relations (781) 248-3963
jfine@loandepot.com
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