CardRatings Unveils Its ‘Best Credit Cards of 2024’ List and Annual Cardholder Survey Results
04 Janeiro 2024 - 1:00PM
Business Wire
CardRatings’ credit card experts break down the top card picks
for popular categories announcing a winner for each category, plus
reveal cardholder survey ratings of popular cards.
CardRatings.com has released its choices for the “Best Credit
Cards of 2024,” as well as updated cardholder survey scores for top
cards.
CardRatings.com was one of the first sites to compile a “best
credit cards” list and has more than a decade of experience ranking
cards on a multiple-category analysis. The site’s in-house credit
card experts review and analyze hundreds of cards on the market to
curate this annual compilation intended to make it easier for
consumers to find the card that best meets their lifestyle and
needs.
“Most everyday consumers don’t have the time to sort through the
fine print of dozens of credit card agreements in order to make a
decision about the best card for them, so that’s where we come in,”
says Jennifer Doss, executive editor and credit card analyst for
CardRatings.com. “We have the experience and expertise to look
across the credit card landscape and help consumers see beyond
flashy offers and celebrity endorsements to the nuts and bolts that
make certain cards rise to the top.”
In addition to its main “Best Credit Cards of 2024” list,
CardRatings.com also curates more than 30 lists related to specific
topics such as “Best Cash-Back Credit Cards” and “Best Travel
Rewards Credit Cards.”
“We choose the honorees on all of CardRatings’ ‘Best of’ lists
by examining two sets of data,” explains Doss. “First, we review
the fine print details and features of each credit card as they
relate to similar cards. Then, we consider the scores actual
cardholders give in our annual credit card user survey as those
scores help us understand what everyday users like our readers
truly think of the cards with real-world usage.”
Annual cardholder survey results released
Simultaneously with the release of the “Best Credit Cards of
2024,” CardRatings released its fifth annual best credit cards
survey results revealing how actual cardholders score the cards
they use on a daily basis.
CardRatings polled more than 1,800 cardholders nationwide on 89
different cards to determine their views on the cards they
personally use on a regular basis. The cards presented in the
survey were chosen by popularity from CardRatings’ website
analytics from Jan. 1-Aug. 31, 2023, with additional cards selected
by experts as needed to create breadth in the survey.
Readers can find the credit card scores under the User Scores
tab for each individual card that made the experts’ lists as well
as included with the card reviews across the site.
Survey Methodology
CardRatings commissioned Op4G in September 2023 to conduct
surveys among 1,869 cardholders nationwide. CardRatings website
analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a
selection of the most popular cards and additional cards were
included to add survey breadth. Responses to each of nine questions
were given on a scale of 1-10 and respondents’ scores were then
averaged under broad topics. To determine the overall score,
responses from questions 1-8 were summed and the answer to “How
likely are you to recommend this card to a friend, coworker or
family member?” was double weighted. “Current Scores” reflect
scores from the most recent survey (2023); “Past Scores” reflect
scores from the 2022 survey.
Ranking Methodology
CardRatings experts review the fine print, details, perks,
rewards and features of hundreds of cards and compare them
side-by-side with similar cards. A card that makes an excellent
balance transfer card may not make a great cash-back rewards card
even though it offers those rewards. While the Best of the Year
list is announced annually, that list – and all other “best of”
lists on CardRatings – are regularly reviewed and updated as
issuers change the terms and features of each card often.
About CardRatings
CardRatings is owned and operated by QuinStreet, Inc. (Nasdaq:
QNST), a leader in providing performance marketplace technologies
and services to the FinTech, financial services and home services
industries. QuinStreet is a pioneer in delivering online
marketplace solutions to match searchers with brands in digital
media. The company is committed to providing consumers with the
information and tools they need to research, find and select the
products and brands that meet their needs. CardRatings is a member
of QuinStreet’s expert research and publishing division.
CardRatings innovated online credit card ratings and has been
offering independent ratings and reviews of credit card offers
since 1998. The website collects and maintains data on more than
800 credit card offers and carefully compiles objective lists of
the top credit cards by card type, making it easy for consumers to
find the right card to fit their needs.
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version on businesswire.com: https://www.businesswire.com/news/home/20240104056146/en/
Jennifer Doss Executive Editor jdoss@quinstreet.com
QuinStreet (NASDAQ:QNST)
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