BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

SKANDINAVISKA ENSKILDA BANKEN AB
EUR 200,000,000 6.75 PER CENT FIXED RATE NOTES DUE 31.12.2099
ISIN: XS0097713365

PLEASE BE ADVISED THAT THE ISSUER HAS EXERCISED THEIR OPTION TO REDEEM ALL
AMOUNTS OUTSTANDING AT PAR IN ACCORDANCE WITH THE TERMS AND CONDITIONS OF THE
NOTES FOR VALUE 2ND DECEMBER 2004

PLEASE ENSURE THAT YOU ADVISE YOUR PARTICIPANTS OF THIS EARLY REDEMPTION OPTION

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