FORM 3
        
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

REGAN TIMOTHY D		 2. Date of Event Requiring Statement (MM/DD/YYYY)
11/30/2020 

 3. Issuer Name and Ticker or Trading Symbol

TCF FINANCIAL CORP [TCF]
(Last)        (First)        (Middle)

333 W FORT STREET, SUITE 1800		 4. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                          _____ 10% Owner
___X___ Officer (give title below)        _____ Other (specify below)
Chief Audit Officer /
(Street)

DETROIT, MI 48226      

(City)              (State)              (Zip)
5. If Amendment, Date Original Filed(MM/DD/YYYY)
 

6. Individual or Joint/Group Filing(Check Applicable Line)

_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		2. Amount of Securities Beneficially Owned
(Instr. 4)		3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 26869 (1)D  
Common Stock 594 (2)I Timothy D. Regan Revocable Trust 

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 4)		2. Date Exercisable and Expiration Date
(MM/DD/YYYY)		3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		4. Conversion or Exercise Price of Derivative Security5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Options (right to buy)  (3)2/22/2027 Common Stock 1130.0 $53.72 D  
Explanation of Responses:
(1) Includes time-based restricted stock units awards with accrued dividend equivalents that are convertible into shares of issuer's common stock on a one-for-one basis upon vesting, subject to certain exceptions.
(2) The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.
(3) Vests in five equal annual installments beginning on February 21, 2018.
Reporting Owners
Reporting Owner Name / Address
Relationships
Director10% OwnerOfficerOther
REGAN TIMOTHY D
333 W FORT STREET
SUITE 1800
DETROIT, MI 48226

Chief Audit Officer
Signatures
Timothy D. Regan by POA Kirk D. Johnson12/9/2020
**Signature of Reporting PersonDate
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