Town & Country Bancorp, Inc. Announces Annual Earnings and Name Change SPRINGFIELD, Ill., Jan. 26 /PRNewswire-FirstCall/ -- Town & Country Bancorp, Inc. (OTC:TCBS) (BULLETIN BOARD: TCBS) announced earnings of $2.351 million for 2004 at its annual shareholders meeting today. On a per share basis, this represents $1.24 per share, down from the record earnings in 2003 of $1.45 per share. Earnings per share have been adjusted for the three for two stock split that occurred in September 2004. Total assets of the Company at year end 2004 were $380 million, a 13% increase over the prior year, deposits were $289 million, an 11% increase, while loans ended the year at $229 million, up 9%. In addition, the shareholders approved changing the Company's name to Town and Country Financial Corporation. At the Board meeting immediately following the shareholders meeting, the Board of Directors declared a $0.07 per share quarterly cash dividend payable on March 15, 2005 to stockholders of record March 1, 2005. Along with the impact of the stock split, this represents a 31% increase in the cash dividend over the prior year. Shares of common stock of Town and Country Financial Corporation are quoted on the OTC Bulletin Board under the symbol TCBS. As of January 2005, the following market makers are registered to quote stock issued by Town and Country Financial Corporation on the OTCBB; BrokerageAmerica, LLC., Boenning & Scattergood, Inc., Archipelago Trading Services, Inc., Hill Thompson Madig & Co, Inc., Howe Barnes Investments, Inc., Monroe Securities, Inc., Knight Equity Markets, L.P., Ryan Beck & Co., UBS Capital Markets L.P., and Wedbush Morgan Securities. Town and Country Financial Corporation is the parent holding company for Town & Country Bank of Springfield, Logan County Bank of Lincoln, and Town & Country Bank (Buffalo & Mt. Zion). DATASOURCE: Town & Country Bancorp, Inc. CONTACT: Michael W. Tuttle, Senior Vice President & Chief Financial Officer, of Town & Country Bancorp, Inc., +1-217-787-3100, Web site: http://www.townandcountrybank.com/

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