VERF Versailles Financial Corporation (CE)

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CUSIP NO. 925138 109 Page 2 of 9 Pages
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1 NAME OF REPORTING PERSON
 S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS

 James C. Poeppelman
-------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X]
 (b) [ ]
-------- -----------------------------------------------------------------------
3 SEC USE ONLY
-------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS

 PF
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5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 ITEM 2(d) or 2(e) [ ]
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6 CITIZENSHIP OR PLACE OF ORGANIZATION

 USA
------------------------- ----- ------------------------------------------------
 NUMBER OF SHARES 7 SOLE VOTING POWER
 BENEFICIALLY OWNED BY 0
 EACH REPORTING PERSON
 WITH
------------------------- ----- ------------------------------------------------
 8 SHARED VOTING POWER
 30,000
------------------------- ----- ------------------------------------------------
 9 SOLE DISPOSITIVE POWER
 0
------------------------- ----- ------------------------------------------------
 10 SHARED DISPOSITIVE POWER
 30,000
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11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 30,000
-------- -----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES*
-------- -----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 7.02%
-------- -----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON

 IN, EP
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CUSIP NO. 925138 109 Page 3 of 9 Pages
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======== =======================================================================
1 NAME OF REPORTING PERSON
 S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS

 Julia Poeppelman
-------- -----------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X]
 (b) [ ]
-------- -----------------------------------------------------------------------
3 SEC USE ONLY
-------- -----------------------------------------------------------------------
4 SOURCE OF FUNDS

 PF
-------- -----------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
 ITEM 2(d) or 2(e) [ ]
-------- -----------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION

 USA
------------------------- ----- ------------------------------------------------
 NUMBER OF SHARES 7 SOLE VOTING POWER
 BENEFICIALLY OWNED BY 0
 EACH REPORTING PERSON
 WITH
------------------------- ----- ------------------------------------------------
 8 SHARED VOTING POWER
 30,000
------------------------- ----- ------------------------------------------------
 9 SOLE DISPOSITIVE POWER
 0
------------------------- ----- ------------------------------------------------
 10 SHARED DISPOSITIVE POWER
 30,000
-------- -----------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 30,000
-------- -----------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES*
-------- -----------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 7.02%
-------- -----------------------------------------------------------------------
14 TYPE OF REPORTING PERSON

 IN
======== =======================================================================

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CUSIP NO. 925138 109 Page 4 of 9 Pages
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Item 1. Security and Issuer

 State the title of the class of equity securities to which this statement
relates and the name and address of the principal executive offices of the
issuer of such securities.

 This statement relates to the common stock, par value $0.01 per share (the
"Common Stock"), of Versailles Financial Corporation ("Issuer"). The address of
the principal executive office of the Issuer is 27 E. Main Street, Versailles,
Ohio 45380.

Item 2. Identity and Background

 If the person filing this statement or any person enumerated in Instruction
C of this statement is a corporation, general partnership, limited partnership,
syndicate or other group of persons, state its name, the state or other place of
its organization, its principal business, the address of its principal office
and the information required by (d) and (e) of this Item. If the person filing
this statement or any person enumerated in Instruction C is a natural person,
provide the information specified in (a) through (f) of this Item with respect
to such person(s).

 This statement is being filed by the James C. Poeppelman and Julia
Poeppelman. As of the date hereof, James C. Poeppelman owned 15,000 shares of
the Issuer's common stock and Julia Poeppelman owned 15,000 shares of the
Issuer's common stock. James C. Poeppelman and Julia Poeppelman are husband and
wife and are deemed to have beneficial ownership of each other's shares.

 (a) Name:

 James C. Poeppelman
 Julia Poeppelman

 (b) Residence or Principal Address:

 James C. Poeppelman
 27 E. Main Street
 Versailles, Ohio 45380

 Julia Poeppelman
 642 Woodland Drive
 Versailles, Ohio 45380

 (c) Present principal occupation or employment and the name, principal
 business and address of any corporation or other organization in which
 such employment is conducted:

 Director
 Versailles Financial Corporation
 27 E. Main Street
 Versailles, Ohio 45380

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CUSIP NO. 925138 109 Page 5 of 9 Pages
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 Owner/President
 C.F. Poeppelman, Inc.
 4755 N State Route 721
 Versailles, Ohio 45380

 (d) Whether or not, during the last five years, such person has been
 convicted in a criminal proceeding (excluding traffic violations or
 similar misdemeanors) and, if so, give the dates, nature of
 conviction, name and location of court, and penalty imposed, or other
 disposition of the case:

 James C. Poeppelman and Julia Poeppelman have not, during the last
 five years, been convicted in any criminal proceeding (excluding
 traffic violations or similar misdemeanors.)

 (e) Whether or not, during the last five years, such person was a party to
 a civil proceeding of a judicial or administrative body of competent
 jurisdiction and as a result of such proceeding was or is subject to a
 judgment, decree or final order enjoining future violations of, or
 prohibiting or mandating activities subject to, federal or state
 securities laws or finding any violation with respect to such laws;
 and, if so, identify and describe such proceedings and summarize the
 terms of such judgment, decree or final order; and

 James C. Poeppelman and Julia Poeppelman have not, during the last
 five years, been a party to a civil proceeding of a judicial or
 administrative body of competent jurisdiction and has not, as a result
 of such proceeding, been subject to a judgment, decree or final order
 enjoining future violations of, or prohibiting or mandating activities
 subject to, federal or state securities laws or finding any violation
 with respect to such laws.

 (f) Citizenship.

 James C. Poeppelman is a U.S. citizen.
 Julia Poeppelman is a U.S. citizen.

Item 3. Source and Amount of Funds or Other Consideration

 State the source and the amount of funds or other consideration used or to
be used in making the purchases, and if any part of the purchase price is or
will be represented by funds or other consideration borrowed or otherwise
obtained for the purpose of acquiring, holding, trading or voting the
securities, a description of the transaction and the names of the parties
thereto. Where material, such information should also be provided with respect
to prior acquisitions not previously reported pursuant to this regulation. If
the source of all or any part of the funds is a loan made in the ordinary course
of business by a bank, as defined in Section 3(a)(6) of the Act, the name of the
bank shall not be made available to the public if the person at the time of
filing the statement so requests in writing and filed such request, naming such
bank, with the Secretary of the Commission. If the securities were acquired
other than by purchase, describe the method of acquisition.

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CUSIP NO. 925138 109 Page 6 of 9 Pages
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 The shares were purchased in the Company's recent stock offering, which
 closed on January 8, 2010 with personal funds, except with respect to
 13,232 shares purchased by Mr. Poeppelman with funds held in a Deferred
 Compensation Plan.

Item 4. Purpose of the Transaction

 State the purpose or purposes of the acquisition of securities of the
issuer. Describe any plans or proposals which the reporting persons may have
which relate to or would result in:

 As a Director of the Issuer, Mr. Poeppelman regularly explores potential
 actions and transactions which may be advantageous to the Issuer including,
 but not limited to, possible mergers, acquisitions, reorganizations and
 other material changes to the business, corporate structure, board of
 directors, management, dividends, policies, governing instruments, capital
 structure, securities, regulatory and reporting obligations of the Issuer.
 Except as noted above, Mr. And Mrs. Poeppelman have no plans or proposals
 which relate to or would result in:

 (a) The acquisition by any person of additional securities of the issuer,
 or the disposition of securities of the issuer;

 (b) An extraordinary corporate transaction, such as a merger,
 reorganization or liquidation, involving the issuer or any of its
 subsidiaries;

 (c) A sale or transfer of a material amount of assets of the issuer or any
 of its subsidiaries;

 (d) Any change in the present board of directors or management of the
 issuer, including any plans or proposals to change the number or term
 of directors or to fill any existing vacancies on the board;

 (e) Any material change in the present capitalization or dividend policy
 of the issuer;

 (f) Any other material change in the issuer's business or corporate
 structure including but not limited to, if the issuer is a registered
 closed-end investment company, any plans or proposals to make any
 changes in its investment policy for which a vote is required by
 Section 13 of the Investment Company Act of 1940;

 (g) Changes in the issuer's charter, bylaws or instruments corresponding
 thereto or other actions which may impede the acquisition of control
 of the issuer by any person;

 (h) Causing a class of securities of the issuer to be delisted from a
 national securities exchange or to cease to be authorized to be quoted
 in an inter-dealer quotation system of a registered national
 securities association;

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CUSIP NO. 925138 109 Page 7 of 9 Pages
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 (i) A class of equity securities of the issuer becoming eligible for
 termination of registration pursuant to Section 12(g)(4) of the Act;
 or

 (j) Any action similar to any of those enumerated above.

Item 5. Interest in Securities of the Issuer

 (a) State the aggregate number and percentage of the class of securities
 identified pursuant to Item 1 (which may be based on the number of
 securities outstanding as contained in the most recently available
 filing with the Commission by the issuer unless the filing person has
 reason to believe such information is not current) beneficially owned
 (identifying those shares which there is a right to acquire) by each
 person named in Item 2. The above-mentioned information should also be
 furnished with respect to persons who, together with any of the
 persons named in Item 2, comprise a group within the meaning of
 Section 13(d)(3) of the Act;

 As of the date hereof, James C. Poeppelman owned 15,000 shares of the
 Issuer's common stock and Julia Poeppelman owned 15,000 shares of the
 Issuer's common stock. James C. Poeppelman and Julia Poeppelman are
 husband and wife and are deemed to have beneficial ownership of each
 other's shares.

 (b) For each person named in response to paragraph (a), indicate the
 number of shares as to which there is sole power to vote or to direct
 the vote, shared power to vote or direct the vote, sole power to
 dispose or to direct the disposition. Provide the applicable
 information required by Item 2 with respect to each person with whom
 the power to vote or to direct the vote or to dispose or direct the
 disposition is shared;

 See paragraph (a).

 (c) Describe any transactions in the class of securities reported on that
 were effected during the past sixty days or since the most recent
 filing on Schedule 13D (ss..13d-191), whichever is less, by the
 persons named in response to paragraph (a).

 The following transactions were effected by or on behalf of James C.
 Poeppelman during the past sixty days:

 Date Shares Price

 1/08/10 15,000 $10.00

 The following transactions were effected by or on behalf of Julia
 Poeppelman during the past sixty days:

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CUSIP NO. 925138 109 Page 8 of 9 Pages
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 Date Shares Price

 1/08/10 15,000 $10.00

Item 6. Contracts, Arrangements, Understandings or Relationships With Respect
 to Securities of the Issuer

 Describe any contracts, arrangements, understandings or relationships
(legal or otherwise) among the persons named in Item 2 and between such persons
and any person with respect to any securities of the issuer, including but not
limited to transfer or voting of any of the securities, finder's fees, joint
ventures, loan or option arrangements, put or calls, guarantees of profits,
division of profits or loss, or the giving or withholding of proxies, naming the
persons with whom such contracts, arrangements, understandings or relationships
have been entered into. Include such information for any of the securities that
are pledged or otherwise subject to a contingency the occurrence of which would
give another person voting power or investment power over such securities except
that disclosure of standard default and similar provisions contained in loan
agreements need not be included.

 None.

Item 7. Material to Be Filed as Exhibits

 The following shall be filed as exhibits: copies of written agreements
relating to the filing of joint acquisition statements as required by Rule
13d-1(f) ss.240.13d-1(f) and copies of all written agreements, contracts,
arrangements, understandings, plans or proposals relating to (1) the borrowing
of funds to finance the acquisition as disclosed in Item 3; (2) the acquisition
of issuer control, liquidation, sale of assets, merger, or change in business or
control, liquidation, sale of assets, merger, or change in business or corporate
structure or any other matter as disclosed in Item 4; and (3) the transfer or
voting of the securities, finder's fees, joint ventures, options, puts, calls,
guarantees of loans, guarantees against loss or of profit, or the giving or
withholding of any proxy as disclosed in Item 6.

 1. Agreement regarding joint filing

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CUSIP NO. 925138 109 Page 9 of 9 Pages
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 SIGNATURE


 After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.



Date: January 15, 2010



 /s/ James C. Poeppelman
 ------------------------------------
 James C. Poeppelman


 /a/ Julia Poeppelman
 ------------------------------------
 Julia Poeppelman