ACI Worldwide Launches ACI Instant Pay for Merchants in Europe and U.K.
19 Junho 2023 - 2:00AM
Business Wire
- ACI Instant Pay integrates seamlessly with existing checkout
experiences to provide access to lower cost payments, instant
liquidity and reduced risk of fraud
ACI Worldwide (NASDAQ: ACIW), a global leader in
mission-critical, real-time payments software, today announced it
has launched ACI Instant Pay — a real-time payments solution that
enables merchants to accept instant online, mobile and in-store
payments via a simple API integration with ACI Payments
Orchestration Platform — in Europe and the U.K.
The move comes against the backdrop of a regulatory push in
Europe. Banks across the Eurozone must comply with a proposed
European Commission law, mandating financial institutions across
the Single Euro Payments Area (SEPA) countries to offer instant
payments under the SEPA Instant Credit Transfer scheme, at the same
cost or lower-than-standard credit transfers. The new regulation is
aimed at unlocking the benefits of instant payments for European
economies.
The U.K. has also embarked on a modernization journey of its
Faster Payments scheme via the New Payments Architecture program.
Consequently, more merchants are expected to adopt instant payments
and reap the benefits they offer for their business and
customers.
Why instant payments for merchants?
- Clearing funds immediately gives merchants greater control of
cash flow. It’s estimated that instant receipt of funds could help
European businesses unlock €1.34-1.84 billion each year.
- Merchants will be able to accept payment for their goods and
services without incurring interchange fees, which can reduce
operational costs.
- Instant payments are crucial for eCommerce merchants that rely
on fast delivery to be competitive. Payment reaches their account
instantly with no settlement delays or chargebacks. They can safely
release goods and services straight away.
“Payments need to keep pace with an increasingly digital
society. In Europe, 90% of people aged 16 to 74 now use the
internet, and 74% buy or order goods online,” commented Basant
Singh, global head of ACI’s merchant business. “In our expanding
‘always on’ transactional world, giving and receiving money
electronically should be as instantaneous as handing over cash. As
a long-term champion of instant payments, ACI is ready to help
European merchants and their customers take advantage of the
instant payments opportunity in the U.K. and Europe.”
Hear from industry experts on July 11 at 10 AM EST / 4 PM CET
for a virtual event focused on instant payments innovation. Learn
how merchants can benefit from our future-ready payment solutions
that help lock in more profit, accelerate expansion and stay ahead
of the curve.
Save Your Seat!
ACI’s Inside Real-Time
To find out more about the instant payment opportunities for
merchants, please visit Inside Real-Time — a new, multi-channel
media platform — ACI’s definitive guide and go-to source for the
world’s instant payment stories, including exclusive content
exploring the latest developments and opportunities on how instant
payments are empowering consumers, merchants, businesses and banks.
ACI’s 2023 Prime Time for Real-Time report is the foundation of
this new platform.
*Note to Editors: Instant or real-time payments are
credit transfers that make funds available in a payee’s account
within 10 seconds of a payment order being made. While the term
“instant payments” is used in Europe, the term “real-time payments”
is more widely used in other parts of the world. ACI’s global Prime
Time for Real-Time report uses the term “real-time payments”
throughout.
About ACI Worldwide
ACI Worldwide is a global leader in mission-critical, real-time
payments software. Our proven, secure and scalable software
solutions enable leading corporations, fintechs and financial
disruptors to process and manage digital payments, power
omni-commerce payments, present and process bill payments, and
manage fraud and risk. We combine our global footprint with a local
presence to drive the real-time digital transformation of payments
and commerce.
© Copyright ACI Worldwide, Inc. 2023
ACI, ACI Worldwide, ACI Payments, Inc., ACI Instant Pay,
Speedpay and all ACI product/solution names are trademarks or
registered trademarks of ACI Worldwide, Inc., or one of its
subsidiaries, in the United States, other countries or both. Other
parties’ trademarks referenced are the property of their respective
owners.
View source
version on businesswire.com: https://www.businesswire.com/news/home/20230618040691/en/
Media: Nick Karoglou: nick.karoglou@aciworldwide.com
Katrin Boettger: katrin.boettger@aciworldwide.com
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