ANL Abbey Nat.

    Abbey National PLC

RE: ABBEY NATIONAL PLC
    EUR 500,000,000.00
    MATURING: APRIL 2015
    ISSUE DATE: 20/Apr/2005
    ISIN: XS0217621050

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20/Apr/2005 TO 21/Jul/2005 HAS BEEN FIXED AT 2.384000 PCT

92/360 DAYS

INTEREST PAYABLE VALUE 21/Jul/2005 WILL AMOUNT TO:
EUR 6.09 PER EUR 1,000.00 DENOMINATION

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