ANL Abbey Nat.

    Abbey National PLC

RE: ABBEY NATIONAL PLC
    EUR 500,000,000.00
    MATURING: 21/Apr/2015
    ISSUE DATE: 20/Apr/2005
    ISIN: XS0217621050

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
21/Oct/2005 TO 23/Jan/2006 HAS BEEN FIXED AT 2.438000 PCT.

DAY BASIS 94/360 

INTEREST PAYABLE VALUE 23/Jan/2006 WILL AMOUNT TO
EUR 6.37 PER EUR 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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