ANL Abbey Nat.

    Abbey National PLC

RE: ABBEY NATIONAL PLC
    USD 50,000,000.00
    MATURING: 03/May/2012
    ISSUE DATE: 02/May/2002
    ISIN: XS0146845572

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
03/Nov/2005 TO 03/Feb/2006 HAS BEEN FIXED AT 4.520630 PCT.

DAY BASIS 92/360 

INTEREST PAYABLE VALUE 03/Feb/2006 WILL AMOUNT TO
USD 1,155.27 PER USD 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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