BP65 Sw.fin.43

    Halifax PLC

RE: HALIFAX PLC
GBP 200,000,000.00
MATURING: 25-Apr-2012
ISSUE DATE: 25-Apr-1997
ISIN: XS0075570605

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
28-Apr-2006 TO 31-Jul-2006 HAS BEEN FIXED AT 4.915000 PCT

DAY BASIS 94/365

INTEREST PAYABLE VALUE 31-Jul-2006 WILL AMOUNT TO:
GBP 126.58 PER GBP 10,000.00 DENOMINATION
GBP 1,265.78 PER GBP 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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