56YI Tower 21-1 64

        
 Re:                                                                                           Northern Rock Plc
                                                                                               GBP 615000
                                                                                               MATURING: 20-Nov-2015
                                                                                               ISIN: XS0236235957
                                                                                                                    
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 20-Nov-2008 TO 20-Feb-2009 HAS BEEN FIXED AT 4.098750 PCT
  
 DAY BASIS: ACTUAL/365(FIX)
  
 INTEREST PAYABLE VALUE 20-Feb-2009 WILL AMOUNT TO:
 GBP 10.33 PER GBP 1000 DENOMINATION
    
    

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