Haverty Furniture Reports Results for Second Quarter 2004 ATLANTA, July 28 /PRNewswire-FirstCall/ -- HAVERTY FURNITURE COMPANIES, INC. (NYSE:HVTNYSE:andNYSE:HVT.A) today reported earnings for the second quarter ended June 30, 2004. Net income for the second quarter was $3.7 million or $0.16 per diluted share of Common Stock, as compared to the second quarter 2003 net income of $2.1 million or $0.10 per diluted share of Common Stock. For the six months ended June 30, 2004, net income was $9.9 million or $0.43 per diluted share of Common Stock versus net income of $7.0 million or $0.32 per diluted share of Common Stock for the same period in 2003. Net sales for the second quarter of 2004 were $179.6 million, an increase of 6.5% over sales of $168.6 million for the corresponding quarter in 2003. As previously reported, comparable-store sales increased 2.6% for the quarter. Clarence H. Smith, president and chief executive officer, said, "The strength of our brand continued to drive our sales and earnings growth during the second quarter. Our expanded Havertys Collections Premium merchandise and newly introduced private-label bedding line give us a branded assortment in all categories and price points. Sales of our Havertys branded products were approximately 36% of our total second quarter sales, more than double that of last year's second quarter. "On a comparable basis, gross profit margin increased 80 basis points over the second quarter last year. Increased sales of Havertys branded products and reduced levels of markdowns helped generate our improved margins. "The total amounts financed by our customers, either through our programs or the third party provider, decreased during the second quarter to 40% of sales from 45% last year. We did have an increase in usage of our internal credit programs during the second quarter as compared to the first quarter of 2004. This generated additional accounts receivable but since these are mostly no-interest accounts, our credit service charge revenue for the second quarter lagged the prior year's quarter by $0.5 million. The financial strength of our customer base and corresponding receivable portfolio is demonstrated by the reduction in the provision for bad debts. "We had modest improvements in our SG&A expenses as a percent of sales on a comparable basis as we leveraged certain fixed costs and had reductions in our warehouse costs. "Our use of cash during the quarter was primarily directed towards inventory and capital expenditures. Inventories grew during the second quarter as we strengthened our premium merchandise lines and reacted to the higher forecasted sales of imported products. "We opened our new Columbia, Maryland store in the second quarter, and our second store in San Antonio, Texas will open in September. We will move into new markets as we expand into Cincinnati, Ohio and Baton Rouge, Louisiana later this year. The strength of our merchandising and ability to service the customer give us a distinct advantage. We are excited about our current and future growth opportunities as we extend our reach and strengthen our market share," Smith concluded. Effective this quarter, the Company must report its earnings per share using the two-class method as required by the Emerging Issues Task Force (EITF). The EITF reached final consensus on Issue No. 03-6, "Participating Securities and the Two-Class Method under FASB Statement No. 128, Earnings Per Share" at their March 17, 2004 meeting. EITF 03-6 requires the income per share for each class of common stock to be calculated assuming 100% of the Company's earnings are distributed as dividends to each class of common stock based on their contractual rights. The Common Stock of the Company has a 105% dividend preference to the Class A Common Stock. The Class A Common Stock, which has ten votes per share as opposed to one vote per share for the Common Stock, may be converted at any time on a one-for-one basis for the Common Stock at the option of the holder of the Class A Common Stock. The effective result of EITF 03-6 is that the basic earnings per share for the Common Stock is 105% of the basic earnings per share of the Class A Common Stock. Additionally, given the Company's current capital structure, diluted earnings per share for Common Stock under EITF 03-6 will be the same as was reported previously using the if-converted method. In November 2002, the Emerging Issues Task Force issued EITF 02-16, "Accounting by a Customer for Cash Consideration Received from a Vendor." This EITF places certain restrictions on the treatment of advertising allowances and requires vendor rebates to be treated as a reduction of inventory costs for agreements entered into or significantly modified after November 30, 2002, unless they represent a reimbursement of specific, incremental, identifiable costs incurred by the customer to sell the vendor's product. The adoption of EITF 02-16 did not have a material impact on the Company's 2003 financial statements as most contracts were in place prior to the effective date or allowances were tracked and identified with specific incremental advertising costs. Beginning in 2004, the Company elected to treat all cooperative advertising funds received from vendors as a reduction in the cost of inventory. The change in the classification of the co-operative advertising funds and rebates in accordance with GAAP makes a reconciliation necessary to compare the current year periods to prior-year periods. The following table adjusts the gross profit and SG&A line items to a comparable basis (in millions): Six Quarter Months Ended % Ended % June 30 Net Sales June 30 Net Sales 2004 2003 2004 2003 Change 2004 2003 2004 2003 Change Gross profit, as reported $90.7 $80.6 50.5% 47.8% 2.7 $188.6 $166.6 51.0% 48.4% 2.6 Co-op advertising funds and rebates (3.4) (0.1) (1.9) (0.0) (1.9) (6.8) (0.1) (1.9) (0.0) (1.9) Gross profit on a comparable basis* $87.3 $80.5 48.6% 47.8% 0.8 $181.8 $166.5 49.1% 48.4% 0.7 S,G&A, as reported $84.9 $76.9 47.3% 45.6% 1.7 $173.7 $155.5 47.0% 45.2% 1.8 Co-op advertising funds and rebates (3.4) (0.1) (1.9) (0.0) (1.9) (6.8) (0.1) (1.9) (0.0) (1.9) S,G&A on a comparable basis* $81.5 $76.8 45.4% 45.6% (0.2) $166.9 $155.4 45.1% 45.2% (0.1) * The 2004 amounts for the periods presented are for informational purposes only and are non-GAAP as defined by Regulation G. Havertys is a full-service home furnishings retailer with 114 showrooms in 15 southern and central states providing its customers with a wide selection of quality merchandise in middle- to upper-middle price ranges. Additional information is available on the Company's website at http://www.havertys.com/. This release includes forward-looking statements, which are subject to risks and uncertainties. Factors that might cause actual results to differ materially from future results expressed or implied by such forward-looking statements include, but are not limited to, general economic conditions, the consumer spending environment for large ticket items, competition in the retail furniture industry and other uncertainties detailed from time to time in the Company's reports filed with the SEC. The company will sponsor a conference call Wednesday, July 28, 2004 at 10:00 a.m. Eastern Daylight Time to review the second quarter. Listen-only access to the call is available via the web at http://www.havertys.com/ (For Investors) and at http://streetevents.com/ (Individual Investor Center), both live and for a limited time, on a replay basis. Condensed Consolidated Statements of Income (Amounts in thousands except per share data) (Unaudited) Quarter Ended Six Months Ended June 30, June 30, 2004 2003 2004 2003 Net sales $179,614 $168,634 $369,915 $344,014 Cost of goods sold 88,960 87,988 181,299 177,456 Gross profit 90,654 80,646 188,616 166,558 Credit service charges 1,163 1,629 2,467 3,521 Gross profit and other revenue 91,817 82,275 191,083 170,079 Expenses: Selling, general and administrative 84,946 76,927 173,737 155,543 Interest 964 1,164 2,089 2,297 Provision for doubtful accounts 198 532 329 1,105 Other (income) expense, net (264) 232 (853) (123) Total expenses 85,844 78,855 175,302 158,822 Income before income taxes 5,973 3,420 15,781 11,257 Income taxes 2,228 1,283 5,886 4,222 Net income $3,745 $2,137 $9,895 $7,035 Basic earnings per share: Common Stock $0.17 $0.10 $0.44 $0.33 Class A Common Stock $0.16 $0.09 $0.42 $0.31 Diluted earnings per share(1): Common Stock $0.16 $0.10 $0.43 $0.32 Class A Common Stock $0.16 $0.09 $0.41 $0.30 Weighted average shares - basic Common Stock 18,221 17,338 18,154 17,320 Class A Common Stock 4,343 4,524 4,354 4,525 Weighted average shares - assuming dilution (1): Common Stock 23,048 22,152 23,116 22,036 Class A Common Stock 4,343 4,524 4,354 4,525 Cash dividends per common share: Common Stock $0.0625 $0.0575 $0.125 $0.115 Class A Common Stock $0.0575 $0.0525 $0.115 $0.105 (1) See additional details at the end of this release. Condensed Consolidated Balance Sheets (Amounts in thousands) (Unaudited) June 30, December 31, June 30, 2004 2003 2003 Assets Cash and cash equivalents $21,835 $31,591 $4,295 Accounts receivable, net of allowance 78,002 86,709 97,890 Inventories at LIFO cost 118,358 106,264 115,994 Other current assets 11,271 15,578 9,929 Total Current Assets 229,466 240,142 228,108 Accounts receivable, long-term 11,995 10,945 13,570 Property and equipment, net 171,924 171,546 150,901 Other assets 9,169 10,569 8,849 $422,554 $433,202 $401,428 Liabilities and Stockholders' Equity Notes payable to banks $-- $-- $-- Accounts payable and accrued expenses 75,518 87,770 74,267 Current portion of long-term debt 13,538 13,528 12,682 Total Current Liabilities 89,056 101,298 86,949 Long-term debt and capital lease obligations 58,742 65,402 73,335 Other liabilities 12,685 13,766 10,574 Stockholders' equity 262,071 252,736 230,570 $422,554 $433,202 $401,428 Condensed Consolidated Statements of Cash Flows (Amounts in thousands) (Unaudited) Six Months Ended June 30, 2004 2003 Operating Activities Net Income $9,895 $7,035 Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization 9,452 8,430 Provision for doubtful accounts 329 1,105 (Gain) loss on sale of property and equipment 94 (29) Changes in operating assets and liabilities (14,172) 6,451 Net cash provided by operating activities 5,598 22,992 Investing Activities Capital expenditures (10,835) (12,228) Purchases of properties previously under leases -- (4,238) Proceeds from sale of property and equipment 911 770 Other investing activities 2,196 647 Net cash used in investing activities (7,728) (15,049) Financing Activities Net increase (decrease) in borrowings under revolving credit facilities -- 800 Payments on long-term debt and capital lease obligations (6,650) (6,684) Treasury stock acquired -- (245) Proceeds from exercise of stock options 1,792 1,178 Dividends paid (2,768) (2,466) Other financing activities -- 5 Net cash used in financing activities (7,626) (7,412) (Decrease) increase in cash and cash equivalents (9,756) 531 Cash and cash equivalents at beginning of year 31,591 3,764 Cash and cash equivalents at end of period $21,835 $4,295 (1) The following details how the number of shares in calculating the diluted earnings per share for Common Stock are derived under SFAS 128 and EITF 03-6 (shares in thousands): Quarter Ended Six Months Ended June 30 June 30 2004 2003 2004 2003 Common: Weighted average shares outstanding 18,221 17,338 18,154 17,320 Assumed conversion of Class A Common shares 4,343 4,524 4,354 4,525 Dilutive options 484 290 608 191 Total weighted-average diluted common shares 23,048 22,152 23,116 22,036 The amount of earnings used in calculating diluted earnings per share of Common Stock is equal to net income since the Class A shares are assumed to be converted. Diluted earnings per share of Class A Common Stock includes the effect of dilutive common stock options which reduces the amount of undistributed earnings allocated to the Class A Common Stock. Contact: Dennis L. Fink, EVP & CFO or Jenny Hill Parker, VP, Secretary & Treasurer 404-443-2900 DATASOURCE: Haverty Furniture Companies, Inc. CONTACT: Dennis L. Fink, EVP & CFO or Jenny Hill Parker, VP, Secretary & Treasurer, both of Haverty Furniture Companies, Inc. +1-404-443-2900 Web site: http://www.havertys.com/

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