XAU GoldMoney Inc

Goldmoney Inc. (TSX:XAU) (“Goldmoney”)(the "Company”), a precious metal financial service and technology company, today announced changes to the Company’s Executive Management and Board of Directors. Goldmoney is pleased to appoint Steve Fray as Chief Financial Officer (“CFO”), effective immediately. Mr. Fray, who previously served as Senior Vice President of Finance and Operations for the Company, will replace Josh Crumb, who remains Chief Strategy Officer and Director of the Company – roles he has served since co-founding the Company in 2014.

The Company also announces the appointment of Andres Finkielsztain to Goldmoney Board of Directors, replacing Leslie D. Biddle, who will be stepping down from the Goldmoney Board as of today’s announcement. The Company would like to thank Ms. Biddle for her service to Goldmoney over the past two years as the Company transitioned from a fintech startup to a profitable financial service company.

“Steve has been an invaluable part of the Goldmoney group since he joined just over one year ago. He has quickly shown expertise and leadership in every finance and chain of integrity function, which made this appointment to CFO the logical next step for the Goldmoney Board,” said Crumb. “We are also proud to welcome Andres to the Board of Directors. Andres has been a valued investor and supporter of the Goldmoney platform and mission since he first backed the Company in the BitGold angel financing round. I would also like to extend a sincere thank you to Leslie for her Board service and advice over the last few years, as she has been a strong supporter of the Company for many years – even before we launched the first BitGold platform.”

Steve Fray is an experienced fintech executive with over 20 years of experience in finance, technology, and auditing. He has extensive experience building and leading finance teams in global companies with significant operating scale and complexity. Prior to joining Goldmoney Inc., Steve was Vice President of Finance at Guestlogix; Senior Finance Manager at the Accountant General, Department of Bermuda; and held numerous audit roles at KPMG LLP. Steve joined Goldmoney Inc. in early 2017 as Director of Finance. Steve is a Certified Professional Accountant (CPA), Certified General Accountant (CGA), Fellow of the Association of Certified Chartered Accountants (FCCA-UK), Certified Public Accountant (CPA-USA), Certified Internal Auditor (CIA-USA), Certified Fraud Examiner (CFE-USA), and holds several designations and professional affiliations including a Master of Business Administration (MBA) in finance from the University of Manchester.

Andres Finkielsztain is the Founding Managing Partner of FinkWald LLC, a private investment office specializing in private equity, real estate, media, and technology. Andres is also the co-head of the Special Situations division at Banco Industrial in Argentina, where he analyzes and provides financing solutions to Argentinean-based companies and institutions. Andres previously served as a financial advisor for Soros Brothers Investments (SBI), a private investment office founded in 2011 by Alexander and Gregory Soros, and as an analyst for Emerging Markets at Soros Fund Management LLC. Andres also worked at J.P. Morgan for over 10 years in various capacities within Asset Management, including the role of Global Investment Opportunity and Emerging Markets Specialist. Andres graduated with a BA in Economics from Bard College where he served as the President of a Latin American organization.

About Goldmoney Inc.

Goldmoney Inc., a financial service company traded on the Toronto Stock Exchange (TSX:XAU), is a global leader in precious metal investment services and the world's largest precious metals payment network. Safeguarding $1.8 billion in assets for clients located in more than 150 countries, Goldmoney is focused on a singular mission to make precious metals-backed savings accessible to all. Powered by Goldmoney’s patented technology, the Goldmoney® Holding is an online account that enables clients to invest, earn, or spend gold, silver, platinum, palladium and cryptocurrencies that are securely stored in insured vaults in seven countries. All bullion assets are fully allocated and physically redeemable property. Goldmoney Wealth Limited is regulated by the Jersey Financial Services Commission (JFSC) as a Money Services Business. Goldmoney Network is a reporting entity to the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), and is registered with the Financial Crimes Enforcement Network (FinCEN) in the U.S. For more information about Goldmoney, visit goldmoney.com.

Media and Investor Relations Inquiries:

Renee WeiDirector of Global Communications Goldmoney Inc. renee.wei@goldmoney.com

Josh Crumb Chief Strategy Officer & Director Goldmoney Inc. +1 647-499-6748

Forward-Looking Statements

This news release contains or refers to certain forward-looking information. Forward-looking information can often be identified by forward-looking words such as "anticipate", "believe", "expect", "plan", "intend", "estimate", "may", "potential" and "will" or similar words suggesting future outcomes, or other expectations, beliefs, plans, objectives, assumptions, intentions or statements about future events or performance. All information other than information regarding historical fact, which addresses activities, events or developments that the Goldmoney Inc. (the "Company") believes, expects or anticipates will or may occur in the future, is forward looking information. Forward-looking information does not constitute historical fact but reflects the current expectations the Company regarding future results or events based on information that is currently available. By their nature, forward-looking statements involve numerous assumptions, known and unknown risks and uncertainties, both general and specific, that contribute to the possibility that the predictions, forecasts, projections and other forward-looking information will not occur. Such forward-looking information in this release speak only as of the date hereof.

Forward-looking information in this release includes, but is not limited to, statements with respect to: service times for transactions on the Goldmoney network; growth of the Company's business, expected results of operations, and the market for the Company's products and services and competitive conditions. This forward-looking information is based on reasonable assumptions and estimates of management of the Company at the time it was made, and involves known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking information. Such factors include, among others: the Company's limited operating history; history of operating losses; future capital needs and uncertainty of additional financing; fluctuations in the market price of the Company's common shares; the effect of government regulation and compliance on the Company and the industry; legal and regulatory change and uncertainty; jurisdictional factors associated with international operations; foreign restrictions on the Company's operations; product development and rapid technological change; dependence on technical infrastructure; protection of intellectual property; use and storage of personal information and compliance with privacy laws; network security risks; risk of system failure or inadequacy; the Company's ability to manage rapid growth; competition; effectiveness of the Company's risk management and internal controls; use of the Company's services for improper or illegal purposes; uninsured and underinsured losses; theft & risk of physical harm to personnel; precious metal trading risks; and volatility of precious metals prices & public interest in precious metals investment; and those risks set out in the Company's most recently filed annual information form, available on SEDAR. Although the Company has attempted to identify important factors that could cause actual results to differ materially, there may be other factors that cause results not to be as anticipated, estimated or intended. There can be no assurance that such statements will prove to be accurate as actual results and future events could differ materially from those anticipated in such statements. Accordingly, readers should not place undue reliance on forward-looking information. The Company undertakes no obligation to update or revise any forward-looking information, except as required by law.