PFG

Provident Financial (PFG)

Company name:Provident Financial Plc
Company Description:The company is an international personal financial services group focused on credit, cash collection and insurance. Services include loans, home credit, motor insurance policies, insurance brokering and reinsurance
COD:PFGTrading Currency:GBX
Market Sector:SSC4ISIN:GB00B1Z4ST84
Market Segment:SSMMShare Type:DE
WWW Address:http://www.providentfinancial.co.uk/Description:ORD 20 8/11P
Industry Sector:NONEQUITY INVESTMENT INSTRUMENTS
 Price Variação [%] Bid Offer Abertura MAX MIN Volume
 190.30 images.advfn.com/imagesnew/2/br/down -5.6 [-2.86] 190.80 191.40 194.60 196.10 190.40 269,120
 Market Cap. [m] Shares In Issue [m] Beta EPS DPS PE Ratio Yield 52 Semanas
 482.63 253.62 0.27 -32.90 - - - 368.80 - 130.00

Provident Financial Key Figures

Key Figures
(at previous day's close)
Market Cap.482.63m
Shares In Issue253.62m
Prev. Close195.90
PE Ratio- 
Dividend Yield-%
EPS - basic-32.90p
Dividend PS-p
Dividend Cover- 
Cash Flow PS143.48p
Return On Equity (ROE)-12.88%
Operating Margin-14.05%
PEG Factor- 
EPS Growth Rate-198.80%
Dividends PS Growth Rate-%
Dívida Líquida1,510.70m
Gross Gearing78.96%
Quick Assets2,799.20m
Net Working Capital2,798.60m
Intangibles / Fixed Assets62.57%
Turnover PS318.51p
Pre-Tax Profit PS-44.75p
Retained Profit PS-32.88p
Cash PS362.64p
Net Cash PS362.40p
Net Tangible Asset Value PS *186.58p
Net Asset Value PS255.39p
Spread0.60 (0.31%) 

Provident Financial Balance Sheet

%1$s Balance Sheet
L^PFG:Liabilities+EQL^PFG:Assets

Share Price Performance

Share Price Performance
Sample Period MAXMIN
1 Semana202.40190.40
4 Semanas207.20173.70
12 Semanas207.20130.00
1 Ano368.80130.00

Share Price Chart (5 years)

Share Price Chart (5 years)

Provident Financial Historic Returns

%1$s Historic Returns
Período AberturaVAB%Abertura MédiaVol Diário Médio [m]Volume [m]VWAP
1 Semana198.50-8.20-4.13190.400.49196.37
4 Semanas178.2012.106.79173.700.35197.03
12 Semanas186.004.302.31130.000.67175.81
26 Semanas251.00-60.70-24.18130.000.55184.04
1 Ano355.00-164.70-46.39130.000.64243.78
3 Anos420.60-230.30-54.76130.001.01250.80
5 Anos806.00-615.70-76.39130.000.93364.91

Provident Financial Key Management Ratios

DEEPER ANALYSIS

Provident Financial Investment Ratios

%1$s Investment Ratios
(Market value analysis) at previous day's close
PQ Ratio2.08 
PE Ratio- 
Tobin's Q Ratio 0.16 
Tobin's Q Ratio (excl. intangibles)0.17 
Dividend Yield-%
Market-to-Book Ratio0.75 
Price-to-Pre-Tax Profit PS-4.25 
Price-to-Retained Profit PS-5.79 
Price-to-Cash Flow PS1.33 
Price-to-Sales PS0.60 
Price-to-Net Tangible Asset Value PS1.02 
Price-to-Cash PS0.52 
Net Working Capital PS1,103.48 
Price Pct to Working Capital PS0.17%
Earnings Yield-%
Average PE17.37 
Years in average3 
PE to PE average-%

Provident Financial Financial Ratios

%1$s Financial Ratios
(Leverage Ratios)
Debt Ratio78.95%
Debt-to-Equity Ratio3.75 
Debt-to-Equity Ratio (excl. Intgbl)5.13 
Debt-to-Equity Market Value5.03 
Net Gearing49.08%
Net Gearing (excl. Intangibles)52.03%
Gross Gearing78.96%
Gross Gearing (excl. Intangibles)83.70%
Gearing Under 1 Year0.02%
Gearing Under 1 Year (excl. Intgbl)0.02%
Assets/Equity4.75 
Cash/Equity141.99 
(Liquidity Ratios)
Net Working Capital to Total Assets90.92%
Current Ratio4,665.33 
Quick Ratio (Acid Test)4,665.33 
Liquidity Ratio1,532.83 
Cash & Equiv/Current Assets32.86%
(Solvency Ratios)
Enterprise Value1,992.73m
CFO/Sales0.45 
CFO/Attributable Profit- 
CFO/Assets0.12 
CFO/Debt0.15 
Total Debt/Equity Market Value5.04 
Total Debt/Sales3.01 
Total Debt/Pre-Tax Profit-21.41 
Total Debt2,430.40m
Total Debt/Net Current Assets0.87%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth-%
5 yr Compound Earnings Growth-%
10 yr Compound Earnings Growth-%
Earn drops > 5% in 10yrs6 
Beta coefficients
Beta (60-Mnth)Beta (36-Mnth)
0.27440.1284

Provident Financial Operating Ratios

%1$s Operating Ratios
(Profitability Ratios)
Return On Capital Employed (ROCE)-3.69%
Return On Assets (ROA)-2.78%
Net Profit Margin-10.32%
Assets Turnover0.27 
Return On Equity (ROE)-12.88%
Return On Investment (ROI)-3.10%
Dividend Payout Ratio-%
Plowback Ratio100.00%
Growth from Plowback Ratio-%
Net Income Of Revenues-10.32%
(Asset Utilisation Multiples)
Shareholders Equity Turnover1.16 
Fixed Assets Turnover2.81 
Current Assets Turnover0.30 
Net Working Capital Turnover 
Inventory Turnover- 
(Other Operating Ratios)
Total Assets-to-Sales3.71 
Debtors-to-Sales256.90%
Debt Collection Period937.67Dias

Provident Financial Dividends

%1$s Dividends
DataTypeCurr.Dividend AmountPeriod StartPeriod EndEx DateRecord DatePayment DateTotal Dividend Amount
27 Jul 2022InterimGBX5.0030/12/202130/06/202211/08/202212/08/202222/09/2022-
27 Fev 2020FinalGBX16.0031/12/201831/12/201902/04/202003/04/202022/05/202025.00
30 Jul 2019InterimGBX9.0030/12/201830/06/201915/08/201916/08/201926/09/2019-
13 Mar 2019FinalGBX10.0031/12/201731/12/201823/05/201924/05/201921/06/201910.00
28 Fev 2017FinalGBX91.4031/12/201531/12/201618/05/201719/05/201723/06/2017134.60
26 Jul 2016InterimGBX43.2031/12/201531/12/201627/10/201628/10/201625/11/2016-
23 Fev 2016FinalGBX80.9031/12/201431/12/201519/05/201620/05/201624/06/2016120.10
28 Jul 2015InterimGBX39.2031/12/201431/12/201529/10/201530/10/201527/11/2015-
24 Fev 2015FinalGBX63.9031/12/201331/12/201421/05/201522/05/201519/06/201598.00
23 Jul 2014InterimGBX34.1031/12/201331/12/201429/10/201431/10/201428/11/2014-
25 Fev 2014FinalGBX54.0031/12/201231/12/201321/05/201423/05/201420/06/201485.00
23 Jul 2013InterimGBX31.0031/12/201231/12/201330/10/201301/11/201329/11/2013-
26 Fev 2013FinalGBX48.4031/12/201131/12/201222/05/201324/05/201321/06/201377.20
24 Jul 2012InterimGBX28.8031/12/201131/12/201231/10/201202/11/201230/11/2012-
28 Fev 2012FinalGBX42.3031/12/201031/12/201116/05/201218/05/201221/06/201269.00
27 Jul 2011InterimGBX26.7031/12/201031/12/201102/11/201104/11/201130/11/2011-
01 Mar 2011FinalGBX38.1031/12/200931/12/201011/05/201113/05/201121/06/201163.50
27 Jul 2010InterimGBX25.4031/12/200931/12/201003/11/201005/11/201030/11/2010-
02 Mar 2010FinalGBX38.1031/12/200831/12/200903/05/201005/05/201021/06/201063.50
28 Jul 2009InterimGBX25.4030/12/200830/06/200904/11/200906/11/200930/11/2009-
03 Mar 2009FinalGBX38.1031/12/200731/12/200813/05/200915/05/200919/06/200963.50
30 Jul 2008InterimGBX25.4030/12/200730/06/200830/10/200802/11/200828/11/2008-
07 Mar 2008FinalGBX38.1031/12/200631/12/200714/05/200816/05/200820/06/200863.50
11 Set 2007InterimGBX14.4830/12/200630/06/200730/10/200702/11/200728/11/2007-
07 Mar 2007FinalGBX22.0231/12/200531/12/200604/04/200710/04/200725/05/200736.50
13 Set 2006InterimGBX14.4830/12/200530/06/200620/09/200622/09/200620/10/2006-
08 Mar 2006FinalGBX21.3731/12/200431/12/200505/04/200607/04/200626/05/200635.43
13 Set 2005InterimGBX14.0630/12/200430/06/200521/09/200523/09/200514/10/2005-
16 Mar 2005FinalGBX20.7531/12/200331/12/200413/04/200515/04/200503/06/200534.40
27 Jul 2004InterimGBX13.6530/12/200330/06/200415/09/200417/09/200415/10/2004-
26 Fev 2004FinalGBX19.9031/12/200231/12/200307/04/200413/04/200414/05/200433.00
23 Jul 2003InterimGBX13.1030/12/200230/06/200317/09/200319/09/200317/10/2003-
26 Fev 2003FinalGBX18.4431/12/200131/12/200209/04/200311/04/200309/05/200330.90
24 Jul 2002InterimGBX12.4630/12/200130/06/200218/09/200220/09/200218/10/2002-
27 Fev 2002FinalGBX17.6031/12/200031/12/200117/04/200219/04/200210/05/200229.35
23 Jul 2001InterimGBX11.7530/12/200030/06/200119/09/200121/09/200119/10/2001-
22 Fev 2001FinalGBX16.4031/12/199931/12/200011/04/200117/04/200109/05/200127.30
27 Jul 2000InterimGBX10.9030/12/199930/06/200018/09/200022/09/200020/10/2000-
24 Fev 2000FinalGBX14.9031/12/199831/12/199903/04/200007/04/200005/05/200024.80
29 Jul 1999InterimGBX9.9030/12/199830/06/199920/09/199924/09/199920/10/1999-
25 Fev 1999FinalGBX13.6031/12/199731/12/199829/03/199906/04/199907/05/199922.50
02 Abr 1998SpecialGBX35.0031/12/199731/12/199827/04/199824/04/199801/05/1998-
30 Jul 1998InterimGBX8.9030/12/199730/06/199821/09/199825/09/199821/10/1998-
19 Fev 1998FinalGBX11.7531/12/199631/12/199709/03/199813/03/199829/04/199819.50

Provident Financial Fundamentals

Profit and Loss Account
 31 Dez 2017 (GBP)31 Dez 2018 (GBP)31 Dez 2019 (GBP)31 Dez 2020 (GBP)
turnover1,196.30100.00%1,124.40100.00%998.30100.00%807.80100.00%m
pre tax profit-123.00-10.28%90.708.07%128.8012.90%-113.50-14.05%m
attributable profit-134.40-11.23%60.305.36%84.408.45%-83.40-10.32%m
retained profit-267.80-22.39%60.305.36%84.408.45%-83.40-10.32%m
eps - basic (p)-90.70 25.20 33.30 -32.90 
eps - diluted (p)-90.70 25.10 33.10 -32.90 
dividends per share- 10.00 25.00 - 

Provident Financial Balance Sheet

Balance Sheet
 31 Dez 2017 (GBP)31 Dez 2018 (GBP)31 Dez 2019 (GBP)31 Dez 2020 (GBP)
L^PFG:Liabilities+EQL^PFG:AssetsL^PFG:Liabilities+EQL^PFG:AssetsL^PFG:Liabilities+EQL^PFG:AssetsL^PFG:Liabilities+EQL^PFG:Assets
 31 Dez 2017 (GBP)31 Dez 2018 (GBP)31 Dez 2019 (GBP)31 Dez 2020 (GBP)
ASSETS
fixed assets fixed assets30.901.04%24.600.84%19.300.66%15.500.50%m
intangibles intangibles150.605.08%126.204.32%182.406.24%174.505.67%m
fixed investments fixed investments148.104.99%131.704.51%94.603.24%88.902.89%m
current assets - other current assets - other--%--%--%--%m
stocks stocks--%--%--%--%m
debtors debtors2,353.4079.35%2,250.8077.05%2,270.9077.75%1,879.5061.06%m
cash & securities cash & securities282.909.54%387.9013.28%353.6012.11%919.7029.88%m
TOTAL2,965.90100%2,921.20100%2,920.80100%3,078.10100%m
LIABILITIES
creditors - short creditors - short622.9021.00%558.7019.13%612.2020.96%0.600.02%m
creditors - long creditors - long1,807.9060.96%1,666.4057.05%1,568.1053.69%2,429.8078.94%m
creditors - other creditors - other--%--%--%--%m
subordinated loans subordinated loans--%--%--%--%m
insurance funds insurance funds--%--%--%--%m
TOTAL2,430.8081.96%2,225.1076.17%2,180.3074.65%2,430.4078.96%m
EQUITY
ord cap, reserves ord cap, reserves535.1018.04%696.1023.83%740.5025.35%647.7021.04%m
prefs, minorities prefs, minorities--%--%--%--%m
TOTAL535.1018.04%696.1023.83%740.5025.35%647.7021.04%m
OTHER
NAV Basic- - - - 
NAV Diluted- - - - 

Provident Financial Cash Flow Statement

%1$s Cash Flow Statement
31 Dez 2017 (GBP)31 Dez 2018 (GBP)31 Dez 2019 (GBP)31 Dez 2020 (GBP)
Operating CF-56.70-39.70100.30363.90m
Pre-Financing CF-123.60-50.90124.70342.40m
Retained CF61.20101.10-30.10567.50m

Provident Financial Brokers

%1$s Brokers
NameActivityTypeMnemonicCode
Evolution Securities LimitedMarket Maker(MME)Broker/DealerEVOEVBGGB21MMT
Winterflood Securities LtdMarket Maker(MME)Broker/DealerWINSWNTSGB2LBIC
Seu Histórico Recente
LSE
PFG
Provident ..
Registre-se agora para acompanhar essas ações ao vivo no Monitor ADVFN.

O Monitor permite ver até 110 de suas ações favoritas de uma vez só e é completamente grátis para você usar.

Faça o login em ADVFN
Registrar agora
Cotações da NYSE e AMEX têm defasagem de no mínimo 20 minutos.
Quaisquer outras cotações têm defasagem de no mínimo 15 minutos quando não especificado.
Em caso de dúvidas por favor entre em contato com o suporte: suporte@advfn.com.br ou (11) 4950 5808.

Ao acessar os serviços da ADVFN você estará de acordo com os Termos e Condições

P: V:br D:20221207 19:54:29