E*TRADE FINANCIAL Corporation to Hold Conference Call to Provide 2004 Earnings Guidance MENLO PARK, Calif., Dec. 5 /PRNewswire-FirstCall/ -- WHO: E*TRADE FINANCIAL CORPORATION WHAT: E*TRADE FINANCIAL CORPORATION TO HOLD CONFERENCE CALL TO PROVIDE 2004 EARNINGS GUIDANCE. WHEN: WEDNESDAY, DECEMBER 17, 2003 5:30 a.m. (Pacific Time) / 8:30 a.m. (Eastern Time) DETAILS: E*TRADE FINANCIAL Corporation will host a conference call to discuss the Company's 2004 earnings guidance. In addition to the call, a live, audio webcast will be available at http://www.etrade.com/. INFORMATION: Domestic callers: 1-888-896-0863 International callers: 1-973-582-2703 Ask for: E*TRADE FINANCIAL Corporation's 2004 Guidance Call. REPLAY INFORMATION: A replay will be available from 7:30 a.m. (Pacific Time) / 10:30 a.m. (Eastern Time) on Wednesday, December 17 through 6:00 p.m. (Pacific Time) / 9:00 p.m. (Eastern Time) on Wednesday, December 31, 2003. To access the replay via telephone, dial 1-877-519-4471 and enter reservation # 4356680. For international replay, please dial 1-973-341-3080 and enter reservation # 4356680. Replay via on-demand webcast will also be available at http://www.etrade.com/ through Wednesday, December 31, 2003. CONTACTS: Pam Erickson, E*TRADE FINANCIAL Corporation Media Relations, 617-296-6080 Adam Townsend, E*TRADE FINANCIAL Corporation Investor Relations, 916-463-2889 DATASOURCE: E*TRADE Group, Inc. CONTACT: media, Pam Erickson, +1-617-296-6080, or , or investors, Adam Townsend, +1-916-463-2889, or , both of E*TRADE FINANCIAL Corporation Web site: http://www.etrade.com/

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