E*TRADE FINANCIAL Corporation Announces Conference Call for Fourth-Quarter and Fiscal Year 2003 Earnings NEW YORK, Jan. 9 /PRNewswire-FirstCall/ -- WHO: E*TRADE FINANCIAL CORPORATION WHAT: E*TRADE FINANCIAL CORPORATION TO HOLD CONFERENCE CALL TO RELEASE FOURTH-QUARTER AND FISCAL YEAR 2003 EARNINGS WHEN: WEDNESDAY, JANUARY 21, 2004 8:00 AM (Eastern Time)/ 5:00 AM (Pacific Time) DETAILS: E*TRADE FINANCIAL Corporation will host a conference call to release the Company's fourth-quarter and year-end earnings for fiscal year 2003. In addition to the call, a live audio webcast will be available at http://www.etrade.com/. INFORMATION: Domestic callers: 1-888-841-5035 International callers: 1-973-582-2830 Ask for: E*TRADE FINANCIAL Corporation's Fourth-Quarter and Fiscal Year 2003 Analyst/Investor Conference Call. REPLAY INFORMATION: A replay will be available from 10:00 AM (Eastern Time)/ 7:00 AM (Pacific Time) on Wednesday, January 21 through 9:00 PM (Eastern Time)/ 6:00 PM (Pacific Time) on Friday, February 6, 2004. To access the replay via telephone, dial 877-519-4471 and enter reservation # 4410559. For international replay, please dial 973-341-3080 and enter reservation # 4410559. Replay via on-demand webcast will also be available at http://www.etrade.com/ through Wednesday, February 6, 2004. CONTACTS: Pam Erickson, E*TRADE FINANCIAL Corporation Media Relations, 617-296-6080 Adam Townsend, E*TRADE FINANCIAL Corporation Investor Relations, 916-463-2889 DATASOURCE: E*TRADE FINANCIAL Corporation CONTACT: Pam Erickson, +1-617-296-6080, or ; or Adam Townsend, +1-916-463-2889, or , both of E*TRADE FINANCIAL Corporation Web site: http://www.etrade.com/

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