E*TRADE Financial Corporation to Hold Conference Call to Discuss the Company's Outlook for 2005 NEW YORK, Nov. 30 /PRNewswire-FirstCall/ -- WHO: E*TRADE FINANCIAL CORPORATION WHAT: E*TRADE FINANCIAL CORPORATION TO HOLD CONFERENCE CALL TO DISCUSS THE COMPANY'S OUTLOOK FOR 2005 WHEN: Wednesday, December 15, 2004 4:30 p.m. (Eastern Time)/ 1:30 p.m. (Pacific Time) DETAILS: E*TRADE FINANCIAL Corporation will host a conference call to discuss the Company's outlook for 2005. In addition to the call, a live, audio webcast will be available at http://www.etrade.com/. INFORMATION: Domestic callers: 1-800-440-0819 International callers: 1-706-679-3710 Ask for: E*TRADE FINANCIAL Corporation's 2005 Outlook Call REPLAY INFORMATION: A replay will be available from 6:30 p.m. (Eastern Time) on Wednesday, December 15, through 11:00 p.m. (Eastern Time) on Friday, December 31, 2004. To access the replay via telephone, dial 1-800-642-1687 and enter reservation #2502180. For international replay, please dial 1-706-645-9291 and enter reservation #2502180. Replay via on-demand webcast will also be available at http://www.etrade.com/ through Friday, December 31, 2004. CONTACTS: Pam Erickson, E*TRADE FINANCIAL Corporation Media Relations, 916-858-8835 Adam Townsend, E*TRADE FINANCIAL Corporation Investor Relations, 703-236-8719 DATASOURCE: E*TRADE FINANCIAL Corporation CONTACT: media, Pam Erickson, +1-916-858-8835, or , or investors, Adam Townsend, +1-703-236-8719, or , both of E*TRADE FINANCIAL Corporation Web site: http://www.etrade.com/

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