E*TRADE FINANCIAL Corporation to Hold Conference Call to Discuss Fourth Quarter 2004 Earnings NEW YORK, Jan. 6 /PRNewswire-FirstCall/ -- WHO: E*TRADE FINANCIAL CORPORATION WHAT: E*TRADE FINANCIAL CORPORATION TO HOLD CONFERENCE CALL TO DISCUSS FOURTH QUARTER 2004 EARNINGS WHEN: WEDNESDAY, JANUARY 26, 2005 8:00 a.m. (Eastern Time)/ 5:00 a.m. (Pacific Time) DETAILS: E*TRADE FINANCIAL Corporation will host a conference call to discuss the Company's fourth quarter earnings release for fiscal year 2004. In addition to the call, a live audio webcast will be available at http://www.etrade.com/. INFORMATION: Domestic callers: 800-440-0819 International callers: 706-679-3710 Ask for: E*TRADE FINANCIAL Corporation's Fourth Quarter 2004 Analyst/Investor Conference Call. REPLAY INFORMATION: A replay will be available from 11:00 a.m.(Eastern Time) on Wednesday, January 26, through 11:00 p.m. (Eastern Time) on Friday, February 11, 2005. To access the replay via telephone, dial 800-642-1687 and enter reservation #3220862. For international replay, please dial 706-645-9291 and enter reservation #3220862. Replay via on-demand webcast will also be available at http://www.etrade.com/ through Friday, February 11, 2005. CONTACTS: Pam Erickson, E*TRADE FINANCIAL Corporation Media Relations, 617-296-6080 Adam Townsend, E*TRADE FINANCIAL Corporation Investor Relations, 703-236-8719 DATASOURCE: E*TRADE FINANCIAL Corporation CONTACT: media, Pam Erickson, +1-617-296-6080, or , or investors, Adam Townsend, +1-703-236-8719, or , both of E*TRADE FINANCIAL Corporation Web site: http://www.etrade.com/

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