Aflac Accident Insurance offers broad
post-accident treatment and therapy coverage
COLUMBUS, Ga., Feb. 24,
2025 /PRNewswire/ -- Recognizing that accidents can
happen anytime, anywhere and to anyone, Aflac Incorporated, a
leading provider of supplemental health insurance in the U.S.,
announced today the launch of its latest individual Aflac Accident
Insurance product to help provide financial peace of mind when
facing a covered accident.
The new Aflac Accident Insurance plan provides policyholders
with cash benefits* after a covered accident, including health
services such as ambulance, ER, urgent care, physical therapy,
mental health therapy and more. The product is available in 32
states and provides a variety of coverage types that appeal to
consumers in all life stages. A primary feature of the new product
is how it nearly doubles coverage for follow-up care treatments,
including broadening treatment care to include mental health
benefits when an accident occurs. The enhancements also provide
increased preventive care, designed to promote overall health and
wellness.
Besides the physical pain, the financial impact from treating
accidents can be just as hurtful and costly. The 2025 Aflac
WorkForces Report shows that 51% of American employees could not
pay $1,000 out-of-pocket in the event
of an unexpected illness or injury. Nearly 22% said they could not
cover $500. Aflac's new
Accident Insurance plan is designed to help consumers and their
families become better prepared to address many of the everyday
expenses that health insurance doesn't cover when an accident
occurs.
"Accidents happen, and when they do, Aflac can assist in easing
the financial pain by helping to mitigate the costs associated with
unanticipated medical bills and more. We want policyholders to make
a full recovery, which means providing innovative benefits to help
them deal with the physical, mental and emotional challenges they
may face following an accident," explained Aflac Senior Vice President, Chief Actuary Tom
Morey. "Consumers are seeking a more holistic, simpler approach to
their health care and health insurance, which is why we believe
that the Aflac Accident Insurance plan will generate a great deal
of interest with our current and future policyholders."
Key benefits include:
- Nearly doubled benefits — Out-of-pocket expenses
increase with the severity of an accident, so this new plan nearly
doubles benefits related to post-accident medical care visits per
covered accident based on policyholder need.
- New innovative benefits such as built-in building benefits
for hospital and ICU confinement — Benefit levels increase each
year the policyholder continues to pay premiums, up to five years,
providing greater value for persistent customers.
- Enhanced benefits for common accident outcomes —
Improved benefits address common accidents like fractures,
dislocations, lacerations, concussions, burns, emergency dental
work, eye injuries, surgical procedures and more.
- Line of duty benefit rider — Designed for first
responders, this rider provides an additional $10,000 if injured in the line of duty
(additional requirements apply).
"The scale of potential accidents can turn life upside down for
a day or two, or in some cases, impact a family for weeks, months
or even years. We want our policyholders to have the financial
peace of mind to focus on their recovery, not financial stress,"
Morey said. "If you've had a qualifying accident, Aflac wants to
make it as simple as possible to receive a diverse menu of cash
benefits when you need them most."
For more information visit Aflac.com/AccidentInsurance.
ABOUT AFLAC INCORPORATED
Aflac Incorporated
(NYSE: AFL), a Fortune 500 company, has helped provide
financial protection and peace of mind for nearly seven decades to
millions of policyholders and customers through its subsidiaries in
the U.S. and Japan. In the
U.S., Aflac is the No. 1 provider of supplemental
health insurance products.1 In Japan, Aflac Life Insurance Japan
is the leading provider of cancer and medical insurance in terms of
policies in force. The company takes pride in being there for its
policyholders when they need us most, as well as being included in
the World's Most Ethical Companies by Ethisphere for
18 consecutive years (2024) and Fortune's World's Most Admired
Companies for 23 years (2024). In addition, the company became a
signatory of the Principles for Responsible Investment
(PRI) in 2021 and has been included in the Dow Jones
Sustainability North America Index (2024) for 11 years. To find out
how to get help with expenses health insurance doesn't cover, get
to know us at aflac.com or
aflac.com/español. Investors may learn more about
Aflac Incorporated and its commitment to corporate social
responsibility and sustainability at
investors.aflac.com under "Sustainability."
1 LIMRA 2023 U.S. Supplemental Health Insurance Total
Market Report
Media contact: Jon
Sullivan, 706-763-4813 or jsullivan@aflac.com
Analyst and investor contact: David A.
Young, 706-596-3264, 800-235-2667 or dyoung@aflac.com
*Cash benefits are paid directly to the insured, unless assigned
otherwise.
Accident (Series A38000): In Arkansas, Policies A38100AR,
A38200AR, Z382OFAR, A38300AR. In Delaware, Policies A38100DE, A38200DE,
A382OFDE, A38300DE. In Oklahoma,
Policies A38100OK, A38200OK, A382OFOK, A38300OK. In Texas, Policies A38100TX, A38200TX, A382OFTX,
A38300TX. This is a brief product overview only. Coverage may not
be available in all states, including but not limited to ID,
NY, OR, PA, or VA. Benefits/premium rates may vary based on plan
selected. Optional riders may be available at an additional cost.
Plans and riders may also contain a waiting period. Refer to the
exact plans and riders for benefit details, definitions,
limitations and exclusions. For availability and costs, please
contact your local Aflac agent/producer.
Coverage is underwritten by American Family Life Assurance
Company of Columbus.
Aflac | Aflac New York | WWHQ | 1932 Wynnton Road | Columbus, GA 31999
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SOURCE Aflac
